You've probably heard it over and over: if you don't have good credit, you can't get a loan. Most of the time, this is true. Banks, credit unions and traditional lending institutions have strict credit requirements for loan applicants. In most cases, you must have a long credit history with payments made on time, no judgments, no repossessions and no bankruptcies. You credit score must be high, as well: 700 or above is ideal.
No, it isn't. You have an alternative source of credit. It's called automobile title loans in San Angelo. Car title loans in San Angelo are secured loans, which means instead of using your credit to earn your loan, you put up something of value that you own as a guarantee that you'll repay your loan. In the case of vehicle title loans in San Angelo, that thing of value is a car you own.
Best of all, car title loans don't require a credit check. That's right: it doesn't matter to lenders like us how good or bad your credit is, because we'll never even run it. That makes these loans perfect for people struggling with:
The application process for car title loans in Austin and the surrounding areas couldn't be simpler. First, start by getting a quote right here on our website. It only takes a moment to answer the prompts about your car, which include its:
Then, give us your name, email address and a reliable phone number. Immediately, you'll get an accurate loan quote based on your car's value. How much money you can borrow has nothing to do with your income or credit. It depends solely on your vehicle's value.
We'll follow up on your quote with a phone call or email to walk you through the full application. We can take some of the necessary information over the phone, but it's a better idea for you to visit one of our conveniently located storefronts in the Austin and San Angelo areas. When you apply, we'll need this information:
If you've lost your original car title, DON'T WORRY. Getting a replacement is easy and costs only a few dollars. Simply visit your local Department of Motor Vehicles (DMV) and apply for a duplicate car title. According to DMV.org, you'll need to bring your driver's license and $5.45 for the processing fee.
Car title lending is governed at the state level. In Texas, you must be at least 18 years old to qualify for one of our loans and you must be a U.S. citizen. The title must be in your own name and it must be free of liens. This means you must own the vehicle outright and owe no money on it.
Have you been turned down by other lenders before? Did you think it was impossible to get a loan because of your credit? Well, now you have choices. We specialize in providing loan options to people who need second chances. Let us help you, too!